Personal Loans · Holiday and Travel Loans
Travel loans with a clear end date
A holiday or travel loan is a personal loan that spreads the cost of a trip over a fixed term. Noddle compares travel loans across a panel accessed through the Loan Market Group platform and arranges the one that fits your budget, so the debt is cleared on a set date. The lender assesses and funds it.
Noddle is a broker, not a lender. We find, compare and arrange; lenders approve and lend.
- Australian Credit Licence 526746
- Member of AFCA
- Servicing Australia, 100% online
- One application, many lenders compared
Travel loan or credit card?
A travel loan has a fixed term and repayment, so the balance reduces to zero by a known date. A credit card is flexible but can linger at a high rate for years if only the minimum is paid. Noddle compares the total cost of each so you can choose with the numbers in front of you.
Borrow only what the trip needs
The honest advice is to borrow for the trip you can repay comfortably, not the trip you wish for. Noddle sizes the loan to your budget and shows the total cost including interest before you commit.
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Frequently asked questions.
A travel loan is a personal loan used to fund a holiday or trip, repaid over a fixed term. It spreads the cost so you are not carrying it on a high-rate credit card. Noddle compares travel loan options across its panel and arranges the one that suits your budget.
A personal loan has a fixed end date and usually a lower rate than a credit card, which can help you clear the cost faster. A card offers flexibility but risks a long-lived balance. Noddle compares the total cost of both so you can decide.
It depends on your income, expenses and the lender. Travel loans are usually smaller personal loans, sized to your needs and budget. Noddle arranges an amount sized to what you can comfortably repay, subject to responsible lending checks, rather than the largest figure available.
Reviewing your options with Noddle does not affect your credit score. We use an Access Seeker (soft) enquiry to review your credit file, which lenders cannot see and which leaves no mark. Your score is only affected once a lender lodges a formal application, and only with your consent.
Noddle may charge a brokerage fee for arranging your loan, and may also receive a commission from the lender. Both are disclosed upfront in our Credit Guide and your written quote before you commit. The brokerage fee can be paid upfront or capitalised into your loan. If capitalised, you pay interest on it over the loan term. All fees and commissions are disclosed in our Credit quote before you proceed.
About the author
Joshua Wessels is the founder of Noddle and leads its broking team. He has more than a decade in Australian consumer finance and holds a Diploma in Mortgage Broking. Noddle is a member of the Finance Brokers Association of Australia (FBAA member 362825) and the Australian Financial Complaints Authority (AFCA member 81857), and operates under Australian Credit Licence 526746.
Read more about the team on the Noddle team page.
Noddle Pty Ltd (ABN 63 643 806 759, ACN 643 806 759) operates under Australian Credit Licence 526746. Noddle is a credit assistance provider, not a credit provider. We arrange loans through a panel of lenders accessed via the Loan Market Group (LMG) aggregation platform. We are bound by the responsible lending obligations of the National Consumer Credit Protection Act 2009 and regulated by ASIC. Fees and any commissions are disclosed in our Credit Guide and your written quote before you commit. Any approval, rate and amount is determined by the lender, subject to their assessment.
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